Construction & Contracting

Our Construction & Contractor (C&C) package is designed for individuals and companies operating a broad range of business types within in the construction industry.

Target classes

The Construction and Contractor (C&C) package is specially designed to meet the needs of low to moderate operations and completed operations exposures (residential and commercial contractors).

It is suitable for a wide variety of businesses, including:

Cable installers
Electrical contractors
Interior decorators
Repair installation and services


To be eligible for this insurance, the business must have:

  • Revenue up to $5,000,000

Package highlights

This package provides thorough coverage for Liability, Property, Business Income, Crime, Fidelity, Inland Marine and Equipment. Of particular note, it includes coverage for Tools (Miscellaneous Floater) and Non-Owned Automobile.



Broad Form Property Damage


Broad Form Completed Operation


Contractors Errors and Omission


Hoist Collision Extension


(excludes damage to contents of hoist)

Rip & Tear Extension


Contractors Equipment Floater (Replacement cost for items less than 3 years old)


Installation Floater


Loss of Use – Rental Reimbursement

$1,000/day; $10,000 aggregate

Additional coverages and increased limits may be added for an additional premium.

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