Equipment Breakdown Insurance

Businesses thrive by delivering products and services to customers on time. An interruption to this flow is often caused by the breakdown of vital equipment or machinery that keeps production moving.

RSA understands the negative ramifications of work stoppage – both financial and reputational. Equipment Breakdown Insurance (EBI) provides protection against the physical and financial loss resulting from equipment breakdown.

RSA is a leader in engineering services and has demonstrated technical expertise in EBI. Our EBI products cover all classes of business and we offer customized products to meet your clients’ needs. Our book of business ranges from complex, global risks to small-and medium-sized enterprises. Regardless of the account size, we know that time is money and we make it a priority to resolve claims quickly and efficiently.

Read our EBI Brochure for more details. 


Monoline policies

  • Broad risk appetite
  • Offer comprehensive coverage, including production machinery, electronics, business interruption and spoilage coverage

Package policies

  • A single point of contact
  • Seamless coverage and no gaps in protection
  • Customization
  • Single underwriter and insurance company

Target Sectors

  • Power generation 
  • Oil & gas
  • Public and private utilities (including distribution)
  • Heavy industry
  • Mining
  • Pulp and paper
  • Steel
  • Chemical/petrochemical
  • Consumer manufacturing
  • Forestry
  • Telecommunications
  • Food processing and cold storage/warehousing
  • Real estate
  • Retail
  • Small and mid-sized occupancies
  • Large-scale cannabis production & cultivation


Large underwriting capacity to meet coverage limit requirements


We’re here to help answer your questions and walk you through the benefits of our EBI product. For more information, contact the EBI underwriting team.

Head Office and Ontario Region:

Doug Laurin
National EBI Director
[email protected]

Atlantic Region:

Jacqueline (Jackie) Elliott
Trading Underwriter, EBI
[email protected]

Quebec Region: 

Christine Choquette
Redacteur Bris de Machines
[email protected] 

Manitoba, Saskatchewan, and Alberta Regions:

Vishnu (Vic) Premlall 
Technical Account Manager, EBI
[email protected]

British Columbia Region:

Harvey Kenworthy
Technical Account Manager, EBI
[email protected]

How do I place business with RSA?

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